Sweepstakes scams continue to rack up victims, despite warnings to the public. Often, senior citizens are the target of these types of scams. Thus, sweepstakes scams are a form of financial elder abuse. In a typical sweepstakes scam, a fraudster contacts an elderly victim and informs them that they have won lottery. The catch is that the elderly victim is then told that they must send in money in order to collect the sweepstakes prize. California financial elder abuse attorneys warn senior citizens not to fall victim to sweepstakes scams.

Recently, the Federal Trade Commission announced that it is putting an end to one large sweepstakes scam based in Ventura County. The defendant in the case owned three companies that allegedly mailed out more than 3.7 million letters to people in more than 156 countries. In this case, instead of asking for large sums of money from senior citizen victims, they asked for smaller sums of money. California financial elder abuse attorneys warn the public not to fall for sweepstakes scams no matter how much money the fraudsters ask for.

In this case, the senior citizen victims received personalized letters with official looking seals, stamps and bar codes. The seniors were told that they had won millions of dollars and could get the money by first sending in a small fee of $20-$30 within a limited period of time. According to the Federal Trade Commission, the scam has brought in more than $11 million dollars, mostly from senior citizens. California financial elder abuse attorneys say that senior citizens are often targeted for these kinds of mailings.

One of the letters that was mailed out as a part of this scam states that the victim has been chosen from a pool of 250,637 names. There is fine print on the back of the letter that states that consumers will actually only receive lists of sweepstakes they can enter instead of a cash prize. According to the Federal Trade Commission, the fine print does not clear the company of wrong doing because the claims are misleading and victims do not get what they are promised. Frequently, people do not see the fine print and send in the $20-$30 fee.

Sweepstakes scams such as this are widespread and one of the top five scams targeting consumers, according to the Federal Trade Commission. The fact that sweepstakes scams successfully target senior citizens makes them another form of financial elder abuse.

Evans Law Firm, Inc. handles elder abuse cases in California. If you think that you have witnessed or are the victim of elder abuse then, contact Evans Law Firm, Inc. at 41

If you are thinking of modifying a child custody agreement, you should consult an esteemed Appleton child custody lawyer.

An Appleton child custody lawyer can assist you in different junctures of child custody cases. This means you may also use their services when child custody modification is required. Are you not aware of the true meaning of child custody modification? If yes, then reading through this article is important for you. Here, we have discussed in brief the meaning of child custody modification and its components.

About Child Custody Modification

The term -child custody modification- is used to describe the act of altering the terms of child custody agreements. Requests for such modifications can be submitted by any one or both parents of the child in question. At times, the modification gets worked out privately and then submitted to court of law for approval. However, there are also situations when one parent is taken to the court by the other for requesting a modification. Alterations done to a child custody agreement is always supervised by the judge and he (the judge) ensures that the best interest of both parents is preserved.

When a Child Custody Modification Is Required?

You may need to file for child custody modification due to a wide variety of reasons. Two of the most common situations when request for child custody modification is submitted are when the child in question expresses his or her wish of changing custody arrangements and when one parent changes his or her location (for instance move to another country or state). Under certain circumstances, modifications might also be ordered by the court; for example modification might become mandatory if terms and conditions of the original custody agreement are violated.

While determining the kind of changes to be incorporated in custody agreement both parties need to consider what would be best for the child in question. For instance, they should think about things like distance from school and places the child visits for an after-school activity.

Can a Lawyer Help?

Yes a lawyer can surely help you in making the right changes in the original child custody agreement. However, for that you must hire the services of an experienced and qualified Appleton child custody lawyer. If your friends and relatives cannot recommend any names, you should search the internet carefully for gathering names of attorneys working in your city and specializing in child custody cases. The legal expert you hire for this purpose should have thorough knowledge about the child custody laws in your state.

Reading the reviews provided by the author is one of the best ways to gain necessary information on .

Tips For Mom Entrepreneurs To Get Down To Business
If you’ve ever attempted to get anything done with a toddler around, you know it’s no cakewalk. It’s a challenge to do the dishes or the laundry (shower, anyone?) let alone actual, potentially lucrative work. Here are 5 ways that you can get down to business, even if it means doing these things between phone calls, diaper changes and mealtimes:

1-Find a need and fill it
Stop staring at the competition. Dont take someone elses idea or existing business, tweak it, and try to call it your own. Take a look at your life, your needs, wants and desires. Ask yourself, what would make your life easier? Find out how to help your friends do X if you have created Y? Filling a void in the market is, in theory, a cinch. Fill a need stop procrastinating. And not by thinking about it, talking about it or dreaming about itdo it
.
2-Create A Plan Of Action
Do not write up a business plan. Dont even Google the words “business plan.” Mom entrepreneurs dont have time to put together a lengthy, heady write-up of profits, losses and EBITDA (wha? Take a pen and write out your plan. Get the gist? Then dive in. Try things out. The more you work on your business idea, the more thrilled you will be to see it in actionand it will keep you building.

3-Work With Your Kids, Not Around Them
Stress being the killer that it is, skip it altogether. Dont fret the childcare or sweat the pick-ups/drop-offs. Incorporate your childs schedule into your work day. Teach them to play the Silent Game while youre on the phone. Have them create something you can hang in your office. And when that noisemaker screams during your conference call? Skip the embarrassmenta whole lot of people also have kids.
Theyll understand
Promise.

4-Embrace the web
The interwebs are your friends. You don’t have to get hooked into social media like facebook and twitter, but don’t stay away either. Make sure youre connecting with folks who can help you along in your business. Find local groups like The Founding Moms where you can meet up with fellow mom entrepreneurs face-to-face. Grow your network who will, in turn, help you and your business grow.

5-Meet up with fellow mom entrepreneurs
Theres nothing like meeting someone in-person. You should embrace the web and all that it has to offer. But, get out of the house. Not only will it bring you great joy to smile at other human beings, but your kids will appreciate staring at new walls, too. Tell us your trials and tribulations of being a mom entrepreneur, then shake hands with like minded people and know your not alone.
Youll thank yourself.

If becoming an exotic dancer has ever crossed your mind, youve probably asked yourself how much money can I make? Because this and a lot of other questions are running through your mind, I wrote “How To Be A Stripper: Everything You Ever Wanted To Know But Were Too Afraid To Ask” to help answer this and many other questions.

My first night dancing, I brought home a whopping $60. It was definitely discouraging because I thought Id be bringing home at least $300 if not more. The thing I failed to understand about stripping is that making the big bucks doesnt happen over night. There is a learning curve to understanding how to make money you can make off dancing on stage and learning how to get customers to buy lap dances from you.

Because most dance sets are made up of two 3.5 minute long songs, the club will have approximately eight girls dancing per hour. Keep in mind that there is at least a 30 second interval between dancers, so there is a chance that only seven girls will go up on stage per hour/per stage.

What does this mean for you? Depending on how many stages there are in your club, how many girls are on the rotation schedule, and how many customers there are, youll most likely make between $10 and $50 per stage show.

Once you learn the art of getting a customer to buy a lap dance from you, youll easily increase your earnings per night. Since you are only on stage for approximately 7 minutes per hour, youll want to make the most of the other 53 minutes.

Most lap dances are between $10 and $20 per dance, so the key to making a lot of money is to keep your customer buying dances from you once youve already got him in your chair. The best thing to do is make your lap dance the most seductive during the last 30 seconds. When you can hear the song starting to end, ask your customer if he wants you to continue. If youve done it right, hell want more!

Taking the money you make off stage dances and adding it to the money you can make by getting customers to buy lap dances from you, you can make between $80 and $100 an HOUR. Of course, this amount may vary some nights youll make more and some nights youll make less, but this is the average you should expect.

Having a US Bank Account is one of the most crucial tools a non-US resident could need to be able to make money online. Next we can see various uses of a US Bank account.

A verified Paypal account There is no news that Paypal is a splendid way to sell online. You can verify your Paypal account without problems using your bank account. You can also take out your income with your US Bank account a lot easier that regular methods.

The same apply to similar systems like 2Checkout or Moneybookers.

Selling Products or Services eBay users spend more than 30 million dollar every day. And US market is calculated to spend more than US$300 billons by 2010 in online retail orders.

You can use your US Bank Account to accept direct deposits or as a ways to withdraw your online payments.

And remember, as your clients pay in US dollars you can make extra profit for the money exchange value. However this depends on the country and your local currency.

Make profits with Google Adsense If you want to make money without the hassle of selling or customer service Google Adsense is a excellent method to do this.

You can set up a blog or web site about any fascinating subject. Post news and articles and then insert some Adsense Ads.

Everytime a user go to see your site and click on an ad, you will make some money.

Normally the process of taking the earned money in your hands can be very long and risky. Though you can simple link your US bank account to your Adsense account and every month Google will send you money directly to your bank with no transfer costs.

It’s a excellent idea to create sites about passionate themes and English is always a better language as the ads will pay more for click. This is a splendid way to create passive earnings.

Making Money as an Affiliate Internet affiliates can make a lot of money. Rosalind Gardner, Ewen Chia, Matt Glandfield are some of the non US affiliates that have accessed the million dollar with this type of business.

In simple words an affiliate sends traffic to a merchant web site and earns commissions when this visitor make an order.

Generally the merchant send the earned commission via checks, unless you have a Paypal or US bank account.

Starting as an affiliate is not tricky. You can look at products to promote on Clickbank or sign up as an Amazon.com affiliate in less than 15 minutes.

Depending on the country, having a US Bank account could be the only solution for some online entrepreneurs to make a sustainable online business.

There are various ways to open a US Bank account as a non-US residents, but it’s always the best to keep you up to date and recognize the best ways to complete the process. You can consult free or paid information and services online to achieve this or a local provider if you don’t want to do it yourself.

Apart from losing your property, a foreclosure may also mean a negative impact on your credit score. How do you prevent this from happening? Sometimes, financial problems may lead to failure in mortgage payments that inadvertently lead to foreclosure. In such a situation, a mortgage modification may be an effective solution.

How do you approach this? It is necessary to get advice from a real estate attorney to handle it properly. He/she would have in-depth knowledge of the Illinois laws relevant to the matter. The following tips could help if you are trying to get a modification to the mortgage plan.

Plan every detail. Initially, this was available for homeowners in default, for a period of 90 days. However, nowadays, this is not a requirement. If your financial situation seems grim, it is better to plan even before you actually default on your loan. This gives you enough time to prepare for it.

Get legal advice. Consulting a real estate attorney in Chicago can be of immense help. A legal professional specializing in loan modification may help you with the planning and negotiation. Moreover, he/she could also help you find out the actual lender, whom you have to negotiate with to avoid foreclosure.

Gather all relevant documents. You would need to provide your lender adequate details pertaining to your financial situation, especially the income and expense details. Therefore, you need to gather documents like your pay-stubs, income tax return, savings and other assets, second mortgage or other credit and so on.

Prepare the hardship letter. This helps the lender understand the reason you got into the financial mess. Explain the details of your situation, and the reasons for it, in simple and lucid terms. Do not exaggerate or fabricate. Do not write a very long letter (no lender would have the patience of going through a five page letter).

Negotiate with patience. You can do it on your own if you have enough knowledge and experience. Get your attorney for help if you are not very confident. Do not settle for an amount that you would be unable to pay. Negotiate with the lender in the presence of your attorney. Still better, let the attorney do it on your behalf.

Finally, do not opt for an attorney who asks for upfront fees. You may be in for a shock as many such services are fraudulent. Choose a reputed and reliable legal advisor to prevent the foreclosure.

If you have come across any legal issues and do not know what to do and whom to ask, exploit this Houston Lawyer Directory to hire a professional lawyer to deal with your case.

Starting a small business online

How to take the first steps to starting a small business online. Today you can easily access anything from online shopping to job information online with just a click of your mouse.

If you already have an idea of the kind of business you plan to start you can begin by researching on the internet to see if this is something people are really searching to buy. You need to establish there is a demand for your idea. If not, however good you think it is, it is not likely to be successful.

If you are not sure exactly what your business will be you can browse the internet to find ideas. You can also visit your local bookstore and look for books and magazines on topics of interest to you. Again you should make sure there is a large group of people, or market, for this product or service.

By browsing the internet and clicking on a few sites of interest to you, it is easy to start an avalanche of information flowing into your email inbox. If you are venturing online for the first time and you have no previous experience it is very easy to feel overwhelmed very quickly. Most people seem to experience what is now referred to as “information overload” at some time.

One way round this problem is to look for an online marketing offer which will help starting a small business online a little easier. There are many online marketers offering a solution to your problem but how can you choose a good fit for you? Beginners in the online business field are often referred to as “newbies” so this is a good place to start.

You should look for an offer that concentrates on the basics for any online business rather than the latest trend at this time. If you can find a course that will take you step by step from the creation of your website, setting up your offer and getting visitors to your website this will reduce the time it takes. Why start from scratch when there are plenty of proven systems that work already.
I highly recommend you stick to one method to start with.

Enjoy the 5 minute video

Body:
In the developing China e-commerce, integration process is the important step. There have been many hills and valleys in China e-commerce in last some years affecting global sourcing. When internet is growing then everyone in China resort to it in the hope of profit and suddenly they find it unprofitable. This wonder of internet affects the interest of people in e-commerce. In fact internet is only an information provider network system which assists in international trade. It has itself no market value but the whole things are created when market activities takes place on the information platform. When changes occur on information level in China e-commerce then only any activity is created on internet.

There are about forty thousand multinational companies operating world wide and almost 200,000 overseas joint ventures that run across the continents. Many of these collaborations and joint ventures have concerns, directly or indirectly, with China business enterprises. The access to China through world-wide international trade investments is increasing day by day.

However, paucity in China e-commerce is created only when activities take place in national and internet front of China. It leads to either loss or profit in international trade for companies based on internet. Integration of China global sourcing and import and export is an important step in this direction taken by big domain names in China e-commerce. With it the goodwill of big domain names is utilized to create perfect communication infrastructure platform in international trade. It is integrated with high brand name, quality structure, developed technology and good quality product in market.

Moreover, due to globalization the extent to which Chinas international trade and investments bears an impact is very wide. It is due to globalization that the international market has a direct approach to acquire modern technology and consequently reduce the problems of distribution and stumpy internal coordination expenses. It has opened the doors for the specialization of network services and products with collective support of companies. Business process outsourcing for both internal activities and external activities is the result of globalization of international trade and global investments. Business process outsourcing is the common concept in the entire world and China is one of the leading countries that provide such services. For quality work and performance the outsourcing companies often select China as their business collaborators.

As such they are investing on reasonable price raw materials and labor. However the main reason for all these activities is to get access to a wider market. Although there are some drawbacks of expansion of international trade and investments but if rules of international trade are followed then the problems can be minimized and properly handled. The big size of the Chinese market is a major attraction to many prospective new entrants in international trade and investments.

As February rushes by, those New Year resolutions may be turning into distant memories if not forgotten dreams. Except for that one significant promise, to become master of your own destiny and invest in your own business.

If you are dreaming of owning your own business, there are some trends in your favour. Slow to moderate overall economic growth in many countries hard hit by the recession is forecast to continue through 2011. In the US, the small business sector remained in recession in 2010, lagging in recovery, and is now predicted to see stronger demand and better business conditions this coming year. Key trends seen as driving the growth of small business are
small manufacturing businesses in niche markets aided by technology making barriers to entry lower,
the weak dollar aiding US manufacturing cost competitiveness,
the internet becoming more widely known to small business as a low cost way of sourcing and selling goods and services.
Small business growing more familiar with and making greater use of social media in their local marketing efforts -think Groupon Inc and its highly successful coupon business supporting local deals!

When time is not on your side, the resilient and proven franchise business model allows you a faster and often comparatively risk adverse track to generating positive cash flow. Although its your own business, you don`t have to go it alone making a proven franchise operation a smart choice. Strong viable franchise opportunities are there for the qualified buyer, so how to join that select group?

Access to financing from traditional sources is expected to remain tight in the US throughout 2011, in spite of the Governments continuing efforts to support small business through tough times. We recommend that potential franchise buyers be cautious when selecting companies to do their 401(k) rollovers or when selecting a financing company with all of the fraud that has occurred in the banking sector over the last several years, finding a reputable company to provide your financing is more important than ever and a winning point in your favor with franchisors.

MatchPoint Franchise Consulting Network was founded in 2006 with a mission of helping companies expand their franchise networks and improve their system. The advice offered freely to franchise buyers by MatchPoint consultants is vital to the buyer in making a better, prudent, buying decision. The advice offered by our consultants does not make us lawyers; it is there to help the investor with a high quality due diligence process.

MatchPoint consultants know the red flags in the investment field. It takes the very few promoters that practice business fraud to taint the dream of the franchisee and their family.

That`s where seeking the independent advice of an expert franchising consultant is prudent and invaluable.

Implementing an efficient telephone system can definitely improve the way you communicate with your customers and business associates. Small business telephone systems are a great option for budding business enterprises to maintain effective communication.

Convey a Professional Business Image

Repeated breakdown in your communication system and improper call management can adversely affect your business image. Small business telephone systems offer organized call management and professional business communication. The enhanced communication experience that they offer would certainly attract more customers and enhance your sale leads and revenue. These phone systems come with high-tech call handling features including find-me/follow-me call forwarding, call conferencing, music on hold, voicemail, fax to email, voice to email and more.

The auto attendant receives calls in a professional manner and is programmed to transfer them to extensions, mailboxes, call queues, groups and conference rooms, as directed by the caller. The virtual receptionist manages several calls arriving at the same time with incredible efficiency.

Manage your Business from Distant Locations

Business establishments with more than one office and/or a mobile workforce benefit a lot from this small office telephone system. The advanced call forwarding feature routes calls to landline numbers or cell phones configured as extensions. Your business can be easily administered from other locations and you can stay connected to your clients and workforce all the time. Using a broadband connection like DSL, Cable or FIOS, your mobile workers can become an extension of your business PBX phone system.

Powerful Voicemail System

Modern small business telephone systems minimize the odds of missing calls and messages. Unanswered calls are instantly routed to the voicemail system, so that the callers can leave voice messages. This facility helps focus on core tasks without worrying about not taking customer calls during busy business hours. Voice messages are forwarded to your email account as audio file attachments. Whenever a new message arrives in your mailbox, it is promptly alerted on your cell phone.

With these diverse capabilities, small business telephone systems facilitate effective communication with your business clients. To enjoy all the benefits of these phone systems, it is important to get the service from dependable providers. This would assure the smooth functioning of the system, structured services and advanced PBX features at reasonable monthly charges.